Free Roof Inspections for Hail Damage in Haslet, Texas
Posted on: February 8, 2019Haslet, Texas and the surrounding areas experienced their first hailstorm of 2019. According to StormerSite.com, hailstones as large as 1.25 inches in diameter were reported in Haslet & Roanoke. Hailstones this size can cause severe damage to your roof and you should immediately contact a roofing professional to inspect your roof for damage. At S.W.A.T. Roofing & Contracting, we provide FREE roof inspections and emergency repair services. Depending on the amount of damage, your insurance may cover the cost of repairs.
Insurance Coverage for Hail or Storm DamageStorm damage, particularly from hailstones, is considered a natural disaster (also called acts of God) and in most cases, will be covered by your insurance. Other variables, like the age of your roof, level of maintenance over the years, and the policy itself, can determine whether or not repairs are covered. For example, if your roof is relatively new and it sustained damage due to a strong wind or hail storm, the insurance company may very likely pay for a full roof replacement. However, if your roof is over two decades old, your roof may not be fully covered by your insurance policy.
Filing an Insurance ClaimWhen filing an insurance claim, it’s important to follow these steps:
- Call the customer service department of your insurance company to determine your policy coverage. Do you have a deductible, and if so, how much is it? Does your policy cover repairs or a full roof replacement? Aside from the deductible, are there any other out of pocket expenses that may occur?
- Schedule an inspection with a licensed roofing contractor to inspect the damage.
- Take as many photos as you can to support your claim.
- Once your claim is approved, you can move forward with repairs.